Let’s Get Init - The Finance Show
Welcome to Let’s Get Init - The Finance Show which is your go-to podcast for Canadians looking to make smarter financial decisions when it comes to mortgages and protecting you and your family’s future with life insurance. Whether you’re self-employed, buying your first home, refinancing, or planning your family’s financial future, we break down the complex stuff in plain English. Each week, we cover timely insights on the Canadian mortgage market, interest rates, lender options, and strategies to get approved — plus essential tips on how life insurance can protect your income, your loved ones, and your legacy. Hosted by me, Stephen Balgobind, a dual licensed Mortgage Agent and Life Insurance Advisor, this podcast helps you build wealth, reduce risk, and make confident money moves in every season of life. Subscribe now and take control of your financial future — one episode at a time.
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Episodes
6 days ago
Sunday Jun 01, 2025
Sunday Jun 01, 2025
On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and look at Critical Illness Insurance and what exactly is why it is so important to have
You don’t want to miss this show!
Friday May 23, 2025
Friday May 23, 2025
On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into why it is so challenging for self employed people in Canada to obtain mortgage financing. We will review the strategies that exist for self employed people to obtain mortgage financing and show how it is very possible, regardless of your credit rating!
You don’t want to miss this show!
Sunday May 18, 2025
Sunday May 18, 2025
On this episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into planning and preparing to get ready to buy your first home. We will review the most important account you need to set up for this and so many more tips and secrets to prepare you for this big step!
You don’t want to miss this show!
Sunday May 11, 2025
Sunday May 11, 2025
On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and take a deep dive into the topic of retirement planning and what goes into getting ready for retirement with one special strategy that you will have to tune in to listen for!
You don’t want to miss this show!
Thursday May 01, 2025
Thursday May 01, 2025
On today’s episode, Norm Murray and Stephen Balgobind of Get Init! Financial Group talk about the news headlines of the week and along with why it is so important to have a comprehensive Life Insurance plan for your business, your family and most importantly yourself!
You don’t want to miss this show!
Sunday Apr 27, 2025
Sunday Apr 27, 2025
On today’s episode, Norm Murray and Stephen Balgobind of the Get Init! Financial Group talk about the news headlines of the week and along with how Canadians are so deep in debt and what they can do to help control their debt. They also discuss how you can pay off your mortgage as quickly as possible with one secret strategy that few Canadians know about!
You don’t want to miss this show!
Saturday Apr 19, 2025
Saturday Apr 19, 2025
Today on the “Let’s Get Init Finance Show” Norm Murray and Stephan Balgobind discuss about the latest news headlines of the past week, and dive into the main topic of what is a reverse mortgage is and why it might be the most important financial tool to those that are in headlining into or already in retirement. We will also talk about the pros and the cons to a reverse mortgage and the most common questions that are asked about this mortgage product.
You don’t want to miss this episode!
Friday Apr 11, 2025
Friday Apr 11, 2025
Today on the Let’s Get Init Finance Show Norm Murray and Stephen Balgobind discuss about getting ready to buy your first home and the three main registered accounts that they Steve recommends you need to have in order to prepare yourself appropriately. They also review the preconstruction condo market in Toronto and analyze whether it’s a good time to get into the real estate market in 2025.
You don’t want to miss this episode!
Wednesday Apr 09, 2025
Wednesday Apr 09, 2025
On today's premier show, we are going to talk about tariffs and what exactly US imposed tariffs will do to the Canadian economy and dive into how they could effect mortgage interest rates.
We will also discuss and answer some common questions that people are having with regards to tariffs and how it will affect their cost of living.